Overview

Here’s what’s happening with your money today.

Total wallet balance

₦ 0.00

Demo walletIllustrative balance

Quick actions

Everything in a tap

Smart next steps

Based on how you have set up this demo

Spending overview

A sample view of your activity

₦ 0.00No transactions yet

MonTueWedThuFriSatSun

Recent activity

Your transactions will appear here once payments are connected.

Your virtual card

MONIVA

•••• •••• •••• 2048

CARD HOLDERMONIVA MEMBER

VALID THRU•• / ••

VISA

Virtual cardReady for the demo

Preview only

Stocks watchlist

Presentation prototype
This build demonstrates the product experience. Wallet funding, transfers, bill payments and card issuance are not connected to live financial providers.

MONIVA is a product prototype. Market prices are indicative and may be delayed.

Transfers

Move money with a simple, clear transfer flow.

Demo mode

↗

Bank transfer

Preview a local bank transfer flow, from beneficiary details to confirmation.

＋

Add money

See how wallet funding can be presented before a payment partner is connected.

Transfer history

No records

No transfers to show yet.
Live transactions will appear here after a licensed payment provider is integrated.

Pay bills

Everyday payments, organised in one place.

Demo mode

▤

Airtime & data

Preview mobile top-ups across supported Nigerian networks.

ϟ

Electricity

Electricity bill flow with provider, meter type and customer reference.

▣

TV subscriptions

Manage subscription payments from a single screen.

⌁

Internet & other bills

Organise recurring services with a clean payment experience.

Virtual cards

Card controls and online payment tools — designed for your wallet.

MONIVA

•••• •••• •••• 2048

CARD HOLDERMONIVA MEMBER

VALID THRU•• / ••

VISA

MONIVA / DIGITAL✦

•••• •••• •••• 7316

CARD HOLDERMONIVA MEMBER

VALID THRU•• / ••

VISA

Card controls

Preview only

Freeze or unfreeze cardPause card usage instantly

₦

Spending limitsSet daily or monthly limits

⌁

Card detailsSecure card information view

Card designs are illustrative. No real card number is issued, and card controls do not affect any payment instrument.

Stocks

Explore companies, build a watchlist and try paper-investing straight from naira.

Sample prices

Markets

Sample prices · not live quotes

Prices shown are illustrative samples, not live quotes or recommendations. Brokerage access and trade execution are not connected in this prototype. “Invest” adds to a local demo portfolio only.

₦

Naira to stocks, one flow

Enter an amount in naira and see the converted value and fractional shares before you confirm.

▥

Your demo portfolio

See everything you have paper-invested in, valued at sample prices.

Invest

Explore ways to put money to work, all in one place.

Preview only

▥

Stocks

Explore individual companies listed on global and Nigerian exchanges.

₦

Naira to US stocks

Convert naira and buy fractional shares of global companies in one flow.

▦

ETFs & funds

Explore diversified funds when supported investment partners are connected.

⌂

Fixed income

Explore savings and fixed-income products subject to eligibility and provider availability.

Your demo portfolio

Paper investments · sample prices

Demo

Investment products involve risk and may lose value. No investments can be purchased through this prototype; no brokerage or investment provider is connected.

Save

Set targets, automate saving and build a habit.

Your savings vaults

One vault per goal

Local demo

Saving automation & credit

Preview

Round-ups

Round each spend up to the nearest ₦100 and save the change.

Recurring plan

Daily, weekly or monthly contributions.

Instant credit

See how ready your profile is. Not a loan offer.

This is a savings-planning interface only. It does not hold deposits, pay interest or move real money.

Activity

Keep track of wallet activity in one place.

All transactions

0 records

◷

No activity yet

When live payments are connected, your transactions will appear here.

Profile & settings

Manage your account preferences and security.

◎

Personal information

Profile details, contact information and identity verification status.

✓

Identity verification

BVN, NIN and selfie checks to unlock higher limits. 0/3 verified

♢

Security & privacy

Security settings, sign-in preferences and trusted-device concepts.

◉

Notifications

Choose how payment updates and account alerts could be delivered.

Aa

Language

English, Pidgin, Yorùbá, Hausa and Igbo. English

☎

Works offline (USSD)

Preview how MONIVA can work on any phone, without data or a smartphone.

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Help & support

Find assistance with your MONIVA account and payment experience.

Demo data (watchlist, alerts, vaults, portfolio) is saved only in this browser.